Investing in real estate is the best way to become financially independent but it's also one of the best ways to loose money ;)

When investing in real estate sometimes is it best to understand your investing ambitions and then formulate a plan in reserve. In short, the Pizycki Team as strategy's that can help you acquire a single investment or a $10M portfolio.

Investors can be classified into three categories:

Acquisition Mode

• • How can I acquire a property if I don't have a down payment?

  • How can I acquire a property if I don't have a job?

  • How do I know my investment style?

  • How do I evaluate properties?

  • What kind of property should I buy?

  • Should I plan to renovate?

Maintain and Sustain

• • How can I reduce my management responsibilities?

  • How can systematize my rentals?

  • How do I continue to survive I am loosing money every month?

  • How do I reduce my income tax?

Disposition Mode

• How can I reduce my capital gains taxes?

• How can I pass on funds to my family tax free?

• How can I sell my property to my children?

• How do I know when the right time is to sell?

The Pizycki team will help you explore at least properties to help you learn which style of investment is best for you.

Property investment has an inverse relationship with "Time Invested" and "Expected Return".

Types of Investment Properties:

Residential:

• Single family properties

• Non complying single family properties

• Condo's (not recommend)

• New construction

• Student Rentals

• Duplex, Triplex, Fourplex

• Boarding houses

• BRRRR Properties (Buy, Renovate, Rent, Refinance, Repeat)

Commercial:

• Tear-down for land

• Change of use

• Raise the rent, raise the value, then refinance

• Seller financing, raise value, then refinance

Land Use:

• Purchase land and let the value go up

• Purchase land and develop yourself?

• Purchase land and partner with a developer

• Purchase land, apply for a severance and sell individual lots

• Purchase land, apply for a plan of subdivision then sell to a developer

Short Term Rentals:

• Purchase a financially rewarding short term rental

• Buy the property now, rent it short term, live in it later

• Enjoy cottage life while having someone else pay the mortgage

• Purchase properly zoned properties and treat it like a business

The Pizycki Team uses various online calculators to understand the following:

• Price to income ratio

• Price to rent ratio

• Gross rental yield

• Cap rate

• Cash flow

Within the investment marketplace this is where the "Big Boys" play. Typically a pre-existing relationship needs to exist in order to these types of deals to emerge. Any agent can show listings from MLS but The Pizycki Team chooses to keep a "Private Off Market" deals list.

From time to time, The Pizycki Team will try to find investment properties through Realtor.ca but the "Off Market" approach is preferred for many reasons.

After pre-qualification, The Pizycki Team will give you preferred access to off market deals.